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Share Savings Rates

Share Money Market Rates

Share and IRA Certificates

Auto Loans

Recreational Vehicle/Boat Loans

Credit Card Loans

Personal Loans

Home Equity Loans

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NCUA

Share Savings Rates

Effective Date: September 1, 2008

This rate schedule sets forth current conditions and rates applicable to your Savings Accounts at Pacific Cascade Federal Credit Union at this time. The Credit Union may offer other rates or amend the rates contained in this schedule from time to time. Fees could reduce earnings.
Click here to read the Truth in Savings Disclosures for PCFCU Savings Accounts

ACCOUNT NAME & TYPE

ANNUAL PERCENTAGE YIELD/RATE

DIVIDENDS COMPOUNDED & CREDITED

MINIMUM TO OPEN & MAINTAIN DAILY

Daily Access (S1 & S2 & S4,
& S55)

.50%
Monthly
$5


Children's Account (S3)

.50%
Monthly
$5


Club Account (S10)

1.15%
Annually October 31
$5


Classic Club
.50%
Monthly
$5

Interest Checking (S50)

   

 
$5,000 - $9,999.99
.50% / .50%
Monthly
$1000
$10,000 - $24,999.99
1.00% / .99%
$25,000 and over
1.50% / 1.49%


IRA Shares (S70 & S80)
2.25%
Quarterly
$100.00
 

Deferred Compensation Shares (S97, S98 & S99)


2.25%


Quarterly


No Minimum
       

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Share Money Market Rates

Effective Date: September 1, 2008

This rate schedule sets forth current conditions and rates applicable to your Money Market Accounts at Pacific Cascade Federal Credit Union at this time. We may offer other rates or amend the rates contained in this schedule from time to time. Fees could reduce earnings. Click here to read the Truth in Savings Disclosures for PCFCU Savings Accounts.

ACCOUNT NAME & TYPE

ANNUAL PERCENTAGE YIELD/RATE

DIVIDENDS COMPOUNDED & CREDITED

MINIMUM TO OPEN & MAINTAIN DAILY

Money Maker (S6)

$0 - $ 1,499.99

0.10%
Monthly
No Minimum

$1,500 and Over

.65% / .65%




Member Choice Account (S7)

$10,000.00 - $ 24,999.99

1.10% / 1.10%
Monthly
Min $10,000

$25,000 - $ 49,999.99

1.50% / 1.49%



$50,000 and Over

2.00% / 1.99%



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Share & IRA Certificates

Effective Date: September 1, 2008

This rate schedule sets forth current conditions and rates applicable to your Certificate Accounts at Pacific Cascade Federal Credit Union at this time. The Credit Union may offer other rates or amend the rates contained in this schedule from time to time. Fees could reduce earnings. Early withdrawl penalty may apply.
Click here to read the Truth in Savings Disclosures for PCFCU Certificate Accounts

ACCOUNT NAME & TYPE

ANNUAL
PERCENTAGE
YIELD

DIVIDENDS
COMPOUNDED
& CREDITED

MINIMUM TO OPEN & MAINTAIN DAILY

Certificate Accounts

I5 ― 6 mos. to under
1 year

2.40%
Quarterly
$1,000

I8 ― 1 year to under
2 years

2.70%



I11― 2 years to under
3 years

2.80%



I4 ― 3 years

2.90%




I6 ― 6 mos. to under
1 year

2.50%
Quarterly
$10,000

I9 ― 1 year to under
2 years

2.80%



I12 ― 2 years to under 3 years

2.90%



I7 ― 3 years

3.00%




I13 ― 6 mos. to under
1 year

2.75%
Quarterly
$30,000

I14 ― 1 year to under
2 years

3.05%



I15 ― 2 years to under
3 years

3.15%



I10 ― 3 years

3.25%





IRA Certificates

I82 & I70 ― 1 year to under 2 years

2.70%
Quarterly
$1,000

I85 & I71― 2 years to under 3 years

2.80%



I81 & I76 ― 3 years

2.90%




I83 & I72 ― 1 year to under 2 years

2.80%
Quarterly
$10,000

I86 & I73 ― 2 years to under 3 years

2.90%



I84 & I77 ― 3 years

3.00%




I88 & I74 ― 1 year to under 2 years

3.05%
Quarterly
$30,000

I89 & I75 ― 2 years to under 3 years

3.15%



I87 & I78 ― 3 years

3.25%
   

     
   

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Auto Loans

Effective Date: September 1, 2008

Rates quoted are for qualified members. Your actual rate may vary. We may offer other rates in
the future.

LOAN TYPE

FIXED ANNUAL PERCENTAGE RATE

VARIABLE ANNUAL PERCENTAGE RATE

Purchase of New and Used Autos and Trucks (Repayment up to 84 months.)

*Tiered Rates. Your rate will be based on your credit qualifications. Other exclusions and/or restrictions may apply.
Save more than gas! Get .50% off your rate when
purchasing a new or used hybrid auto!
5.45% – 17.00%*
N/A

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Recreational Vehicle/Boat Loans

Effective Date: September 1, 2008

Rates quoted are for qualified members, your actual rate may vary. Your actual rate may vary.
We may offer other rates in the future.

LOAN TYPE

FIXED ANNUAL PERCENTAGE RATE

VARIABLE ANNUAL PERCENTAGE RATE

Purchase of New and Used Recreational Vehicles and Motorcycles

*Tiered Rates. Your rate will be based on your credit qualifications. Other exclusions and/or restrictions may apply.
7.25% – 18.00%*
N/A

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Credit Card Loans

Effective Date: September 1, 2008

Visa Card transactions are subject to a variable ANNUAL PERCENTAGE RATE of interest. Rates may be changed on the first day of each January, April, July, and October.

LOAN TYPE

VARIABLE ANNUAL PERCENTAGE RATE

VISA (NO annual service fee)

10.00%

Other APRs:
Cash Advance
Same
Balance Transfers
Same
Penalty Rates
Same


Following is important information about our VISA Card Terms:

Rates are tied to the Prime Rate as disclosed in the Wall Street Journal on the 15th day of December, March, June and September, and are effective on the 1st day of the following month.

Grace period for repayment of the Balance for Purchases: 25 Days
There is no grace period for cash advances.

Fees:
Annual fee: No fee charged by Credit Union
Cash Advance fee: No fee charged by Credit Union
Over Limit fee: $25 per transaction
Late fee: $25 if late 10 days or more.

Method of computing the balance for purchases: Average daily balance including new purchases

Minimum Monthly Payment: 2% of outstanding balance at the end of the 25th day of the month, rounded up to the nearest dollar ($20.00 minimum)
Security Pledge:
As Security for all advances and purchases made via the use of your VISA Card and ATM Card, you grant Pacific Cascade Federal Credit Union a security interest in all shares and deposits held by you, now and in the future, with this Credit Union. If you are delinquent on any VISA or Line of Credit payment the Credit Union may transfer funds from your deposit accounts with us to pay off or reduce the delinquent debt.

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Personal Loans

Effective Date: September 1, 2008

Rates quoted are for qualified members. Your actual rate may vary. We may offer other rates in
the future.

LOAN TYPE

FIXED ANNUAL PERCENTAGE RATE

VARIABLE ANNUAL PERCENTAGE RATE

Personal Signature Loan

*Tiered Rates. Your rate will be based on your credit qualifications. Other exclusions and/or restrictions may apply.
8.50% – 18.00%
N/A

Share Secured

5.00%
N/A

Certificate Secured

2% above
Certificate Rate
N/A

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Home Equity Loans

Effective Date: September 1, 2008

Rates quoted are for qualified members. Your actual rate may vary. We may offer other rates in
the future.

LOAN TYPE

FIXED ANNUAL PERCENTAGE RATE

VARIABLE ANNUAL PERCENTAGE RATE

Home Equity Line of Credit

N/A

5.00%

Fixed Rate Home Equity
Minimum loan amount $10,000

*Tiered Rates. Your rate will be based on your credit qualifications.
Other exclusions and/or restrictions may apply.
*Rate may go below 6.00% if you choose a balloon option!
6.00% – 12.50%*
N/A

Click here for more mortgage information, including credit union and third party fees.

 ELogo   We do business in accordance with the Federal Fair Housing Act and the Equal Credit Opportunity Act.     
 
 

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